{"id":6138,"date":"2026-03-30T09:42:59","date_gmt":"2026-03-30T01:42:59","guid":{"rendered":"https:\/\/yhalaw.com.my\/?p=6138"},"modified":"2026-03-30T09:42:59","modified_gmt":"2026-03-30T01:42:59","slug":"marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim","status":"publish","type":"post","link":"https:\/\/yhalaw.com.my\/zh\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/","title":{"rendered":"MARINE INSURANCE \u2013 FRAUD DOESN\u2019T DEFEAT COVER: COURT UPHOLDS MORTGAGEE\u2019S CLAIM UNDER MII POLICY OF MORTGAGEE\u2019S CLAIM"},"content":{"rendered":"\n<p><strong><u>1. Summary and Facts:<\/u><\/strong><br><strong>Oceanus Capital Sarl v Lloyd\u2019s Insurance Co Sa (The \u201cVysoss\u201d) [2026] 1 Lloyd&#8217;s Rep 79<\/strong> concerned the cargo vessel MV Vysoss, which sustained damage from a mine strike in Ukrainian waters and was subsequently declared a constructive total loss. The claimant (<strong>\u201cthe mortgagee\u201d<\/strong>), had financed the vessel\u2019s owners and secured its interest through a first-priority mortgage as well as endorsements on the owners\u2019 insurance policies and club entries, while the defendant insurers provided separate protection through a Mortgagee\u2019s Interest Insurance (<strong>\u201cMII policy\u201d<\/strong>). At the time of the incident, the vessel was insured under a marine war risks policy that was subject to trading warranties prohibiting entry into Ukrainian waters unless additional war risks cover was arranged and an extra premium paid. Shortly before the voyage, a document purporting to evidence such cover was provided but was later discovered to be forged. The vessel nonetheless proceeded into Ukrainian waters, where the mine strike occurred in breach of the trading warranties, leading to the underlying war risks policy declining cover. Consequently, the mortgagee sought indemnity under the MII policy.<\/p>\n\n\n\n<p><strong><u>2. Legal Issues:<\/u><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Whether there is a proximate cause to the Oceanus\u2019s loss;<\/li>\n\n\n\n<li>Whether the breach of trading warranties occurred with the mortgagee\u2019s privity; and<\/li>\n\n\n\n<li>Whether the loss was fortuitous.<\/li>\n<\/ul>\n\n\n\n<p><strong><u>3. Court\u2019s Findings:<\/u><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Court finds that Oceanus is entitled to the indemnity claimed under the MII Policy. Based on three grounds which are: &#8211;<\/li>\n\n\n\n<li>On <em>Causation<\/em>, the court held that the mine strike was the proximate cause of loss and the claim fell within the MII policy as the underlying war risks policy would have responded but for the breach of the trading warranties.<\/li>\n\n\n\n<li>On <em>Privity<\/em>, the mortgagee was not considered privy to the breach, as its consent to the voyage was conditional on valid additional insurance and vitiated by fraud.<\/li>\n\n\n\n<li>On <em>Fortuity<\/em>, the loss was held to be fortuitous since the mine strike was evitable and did not result from any deliberate conduct of the mortgagee.<\/li>\n<\/ul>\n\n\n\n<p><strong><u>4. Practical Implications:<\/u><\/strong><br>This judgment strengthens the position of mortgagees by ensuring that MII cover is not easily defeated by technical arguments in regards to the structure of underlying insurance arrangements :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>It limits insurers\u2019 ability to characterise such defects as the true cause of loss and reinforces that MII is intended to respond where expected insurance protection fails in substance, not merely in form; and<\/li>\n\n\n\n<li>Recognises the commercial reality that mortgagees cannot always exercise direct control over the vessel, and should not be penalised where they act reasonably but are misled by the owner or charterer.<\/li>\n<\/ul>\n\n\n\n<p>The decisions decision promotes certainty and risk allocation in international shipping markets, confirming that MII policies operate as a reliable safety net for lenders<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Oceanus Capital Sarl v Lloyd\u2019s Insurance Co SA (The \u201cVyssos\u201d) [2026] 1 Lloyd\u2019s Rep 79, the Commercial Court held that a mortgagee was entitled to recover under a Mortgagee\u2019s Interest Insurance (MII) policy despite a forged war risks cover note and a breach of trading warranties by the shipowner. The Court found that the proximate cause of loss was the mine strike, not the forged insurance, and that the mortgagee was not \u201cprivy\u201d to the breach, as its consent had been induced by fraud. The decision reinforces that MII policies are designed to protect lenders from owner misconduct and non-recovery under primary insurance, and that fraud will not defeat cover where the mortgagee acted reasonably.<\/p>\n","protected":false},"author":1,"featured_media":6145,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3703],"tags":[3804,3800,3805,3801,1686,3803,3802],"class_list":["post-6138","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-maritime-shipping-law","tag-lloyds-report","tag-marine-insurance","tag-mii-policy","tag-mortgagee-interest-insurance","tag-shipping-law","tag-trading-warranties","tag-war-risks-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>MARINE INSURANCE \u2013 FRAUD DOESN\u2019T DEFEAT COVER: COURT UPHOLDS MORTGAGEE\u2019S CLAIM UNDER MII POLICY OF MORTGAGEE\u2019S CLAIM | Yew Huoi, How &amp; Associates | Leading Malaysia Law Firm<\/title>\n<meta name=\"description\" content=\"In Oceanus Capital Sarl v Lloyd\u2019s Insurance Co SA (The \u201cVyssos\u201d) [2026] 1 Lloyd\u2019s Rep 79, the Commercial Court held that a mortgagee was entitled to recover under a Mortgagee\u2019s Interest Insurance (MII) policy despite a forged war risks cover note and a breach of trading warranties by the shipowner. The Court found that the proximate cause of loss was the mine strike, not the forged insurance, and that the mortgagee was not \u201cprivy\u201d to the breach, as its consent had been induced by fraud. The decision reinforces that MII policies are designed to protect lenders from owner misconduct and non-recovery under primary insurance, and that fraud will not defeat cover where the mortgagee acted reasonably.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/yhalaw.com.my\/zh\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MARINE INSURANCE \u2013 FRAUD DOESN\u2019T DEFEAT COVER: COURT UPHOLDS MORTGAGEE\u2019S CLAIM UNDER MII POLICY OF MORTGAGEE\u2019S CLAIM | Yew Huoi, How &amp; Associates | Leading Malaysia Law Firm\" \/>\n<meta property=\"og:description\" content=\"In Oceanus Capital Sarl v Lloyd\u2019s Insurance Co SA (The \u201cVyssos\u201d) [2026] 1 Lloyd\u2019s Rep 79, the Commercial Court held that a mortgagee was entitled to recover under a Mortgagee\u2019s Interest Insurance (MII) policy despite a forged war risks cover note and a breach of trading warranties by the shipowner. The Court found that the proximate cause of loss was the mine strike, not the forged insurance, and that the mortgagee was not \u201cprivy\u201d to the breach, as its consent had been induced by fraud. The decision reinforces that MII policies are designed to protect lenders from owner misconduct and non-recovery under primary insurance, and that fraud will not defeat cover where the mortgagee acted reasonably.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/yhalaw.com.my\/zh\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/\" \/>\n<meta property=\"og:site_name\" content=\"Yew Huoi, How &amp; Associates | Leading Malaysia Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/yhalaw\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-30T01:42:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/yhalaw.com.my\/wp-content\/uploads\/2026\/03\/marineinsurance001-jpg.avif\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"YHA Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"YHA Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9810\u4f30\u95b1\u8b80\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/yhalaw.com.my\\\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/yhalaw.com.my\\\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\\\/\"},\"author\":{\"name\":\"YHA Admin\",\"@id\":\"https:\\\/\\\/yhalaw.com.my\\\/#\\\/schema\\\/person\\\/f778c60834a29c5ec215ab62d3207bef\"},\"headline\":\"MARINE INSURANCE \u2013 FRAUD DOESN\u2019T DEFEAT COVER: COURT UPHOLDS MORTGAGEE\u2019S CLAIM UNDER MII POLICY OF MORTGAGEE\u2019S CLAIM\",\"datePublished\":\"2026-03-30T01:42:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/yhalaw.com.my\\\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\\\/\"},\"wordCount\":468,\"publisher\":{\"@id\":\"https:\\\/\\\/yhalaw.com.my\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/yhalaw.com.my\\\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/yhalaw.com.my\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/marineinsurance001-jpg.avif\",\"keywords\":[\"lloyds report\",\"marine insurance\",\"MII policy\",\"mortgagee interest insurance\",\"shipping law\",\"trading warranties\",\"war risks insurance\"],\"articleSection\":[\"Maritime &amp; Shipping Law\"],\"inLanguage\":\"zh-TW\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/yhalaw.com.my\\\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\\\/\",\"url\":\"https:\\\/\\\/yhalaw.com.my\\\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\\\/\",\"name\":\"MARINE INSURANCE \u2013 FRAUD DOESN\u2019T DEFEAT COVER: COURT UPHOLDS MORTGAGEE\u2019S CLAIM UNDER MII POLICY OF MORTGAGEE\u2019S CLAIM | Yew Huoi, How &amp; Associates | Leading Malaysia Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/yhalaw.com.my\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/yhalaw.com.my\\\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/yhalaw.com.my\\\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/yhalaw.com.my\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/marineinsurance001-jpg.avif\",\"datePublished\":\"2026-03-30T01:42:59+00:00\",\"description\":\"In Oceanus Capital Sarl v Lloyd\u2019s Insurance Co SA (The \u201cVyssos\u201d) [2026] 1 Lloyd\u2019s Rep 79, the Commercial Court held that a mortgagee was entitled to recover under a Mortgagee\u2019s Interest Insurance (MII) policy despite a forged war risks cover note and a breach of trading warranties by the shipowner. 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The Court found that the proximate cause of loss was the mine strike, not the forged insurance, and that the mortgagee was not \u201cprivy\u201d to the breach, as its consent had been induced by fraud. The decision reinforces that MII policies are designed to protect lenders from owner misconduct and non-recovery under primary insurance, and that fraud will not defeat cover where the mortgagee acted reasonably.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/yhalaw.com.my\/zh\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/","og_locale":"zh_TW","og_type":"article","og_title":"MARINE INSURANCE \u2013 FRAUD DOESN\u2019T DEFEAT COVER: COURT UPHOLDS MORTGAGEE\u2019S CLAIM UNDER MII POLICY OF MORTGAGEE\u2019S CLAIM | Yew Huoi, How &amp; Associates | Leading Malaysia Law Firm","og_description":"In Oceanus Capital Sarl v Lloyd\u2019s Insurance Co SA (The \u201cVyssos\u201d) [2026] 1 Lloyd\u2019s Rep 79, the Commercial Court held that a mortgagee was entitled to recover under a Mortgagee\u2019s Interest Insurance (MII) policy despite a forged war risks cover note and a breach of trading warranties by the shipowner. The Court found that the proximate cause of loss was the mine strike, not the forged insurance, and that the mortgagee was not \u201cprivy\u201d to the breach, as its consent had been induced by fraud. The decision reinforces that MII policies are designed to protect lenders from owner misconduct and non-recovery under primary insurance, and that fraud will not defeat cover where the mortgagee acted reasonably.","og_url":"https:\/\/yhalaw.com.my\/zh\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/","og_site_name":"Yew Huoi, How &amp; Associates | Leading Malaysia Law Firm","article_publisher":"https:\/\/www.facebook.com\/yhalaw","article_published_time":"2026-03-30T01:42:59+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/yhalaw.com.my\/wp-content\/uploads\/2026\/03\/marineinsurance001-jpg.avif","type":"image\/jpeg"}],"author":"YHA Admin","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005:":"YHA Admin","\u9810\u4f30\u95b1\u8b80\u6642\u9593":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/#article","isPartOf":{"@id":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/"},"author":{"name":"YHA Admin","@id":"https:\/\/yhalaw.com.my\/#\/schema\/person\/f778c60834a29c5ec215ab62d3207bef"},"headline":"MARINE INSURANCE \u2013 FRAUD DOESN\u2019T DEFEAT COVER: COURT UPHOLDS MORTGAGEE\u2019S CLAIM UNDER MII POLICY OF MORTGAGEE\u2019S CLAIM","datePublished":"2026-03-30T01:42:59+00:00","mainEntityOfPage":{"@id":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/"},"wordCount":468,"publisher":{"@id":"https:\/\/yhalaw.com.my\/#organization"},"image":{"@id":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/#primaryimage"},"thumbnailUrl":"https:\/\/yhalaw.com.my\/wp-content\/uploads\/2026\/03\/marineinsurance001-jpg.avif","keywords":["lloyds report","marine insurance","MII policy","mortgagee interest insurance","shipping law","trading warranties","war risks insurance"],"articleSection":["Maritime &amp; Shipping Law"],"inLanguage":"zh-TW"},{"@type":"WebPage","@id":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/","url":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/","name":"MARINE INSURANCE \u2013 FRAUD DOESN\u2019T DEFEAT COVER: COURT UPHOLDS MORTGAGEE\u2019S CLAIM UNDER MII POLICY OF MORTGAGEE\u2019S CLAIM | Yew Huoi, How &amp; Associates | Leading Malaysia Law Firm","isPartOf":{"@id":"https:\/\/yhalaw.com.my\/#website"},"primaryImageOfPage":{"@id":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/#primaryimage"},"image":{"@id":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/#primaryimage"},"thumbnailUrl":"https:\/\/yhalaw.com.my\/wp-content\/uploads\/2026\/03\/marineinsurance001-jpg.avif","datePublished":"2026-03-30T01:42:59+00:00","description":"In Oceanus Capital Sarl v Lloyd\u2019s Insurance Co SA (The \u201cVyssos\u201d) [2026] 1 Lloyd\u2019s Rep 79, the Commercial Court held that a mortgagee was entitled to recover under a Mortgagee\u2019s Interest Insurance (MII) policy despite a forged war risks cover note and a breach of trading warranties by the shipowner. The Court found that the proximate cause of loss was the mine strike, not the forged insurance, and that the mortgagee was not \u201cprivy\u201d to the breach, as its consent had been induced by fraud. The decision reinforces that MII policies are designed to protect lenders from owner misconduct and non-recovery under primary insurance, and that fraud will not defeat cover where the mortgagee acted reasonably.","breadcrumb":{"@id":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/#primaryimage","url":"https:\/\/yhalaw.com.my\/wp-content\/uploads\/2026\/03\/marineinsurance001-jpg.avif","contentUrl":"https:\/\/yhalaw.com.my\/wp-content\/uploads\/2026\/03\/marineinsurance001-jpg.avif","width":1200,"height":630},{"@type":"BreadcrumbList","@id":"https:\/\/yhalaw.com.my\/marine-insurance-fraud-doesnt-defeat-cover-court-upholds-mortgagees-claim-under-mii-policy-of-mortgagees-claim\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/yhalaw.com.my\/"},{"@type":"ListItem","position":2,"name":"MARINE INSURANCE \u2013 FRAUD DOESN\u2019T DEFEAT COVER: COURT UPHOLDS MORTGAGEE\u2019S CLAIM UNDER MII POLICY OF MORTGAGEE\u2019S CLAIM"}]},{"@type":"WebSite","@id":"https:\/\/yhalaw.com.my\/#website","url":"https:\/\/yhalaw.com.my\/","name":"Yew Huoi, How &amp; Associates | Leading Malaysia Law Firm","description":"YHA Law Firm is a leading law firm in Malaysia.Specialises in handling Civil,Maritime,Shipping Matters,Company Law,Family Law,Real Estate and many more","publisher":{"@id":"https:\/\/yhalaw.com.my\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/yhalaw.com.my\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/yhalaw.com.my\/#organization","name":"Yew Huoi, How & Associates Law Firm | yhalaw.com.my","url":"https:\/\/yhalaw.com.my\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/yhalaw.com.my\/#\/schema\/logo\/image\/","url":"https:\/\/yhalaw.com.my\/wp-content\/uploads\/2020\/06\/YHA-Law-Logo-White-BG-New@2x-e1668772571446.png","contentUrl":"https:\/\/yhalaw.com.my\/wp-content\/uploads\/2020\/06\/YHA-Law-Logo-White-BG-New@2x-e1668772571446.png","width":2080,"height":369,"caption":"Yew Huoi, How & Associates Law Firm | yhalaw.com.my"},"image":{"@id":"https:\/\/yhalaw.com.my\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/yhalaw"]},{"@type":"Person","@id":"https:\/\/yhalaw.com.my\/#\/schema\/person\/f778c60834a29c5ec215ab62d3207bef","name":"YHA Admin","sameAs":["https:\/\/yhalaw.com.my"]}]}},"_links":{"self":[{"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/posts\/6138"}],"collection":[{"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/comments?post=6138"}],"version-history":[{"count":2,"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/posts\/6138\/revisions"}],"predecessor-version":[{"id":6140,"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/posts\/6138\/revisions\/6140"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/media\/6145"}],"wp:attachment":[{"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/media?parent=6138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/categories?post=6138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yhalaw.com.my\/zh\/wp-json\/wp\/v2\/tags?post=6138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}