MARINE INSURANCE – WAR RISKS, NOT BUREAUCRACY: UK COURT OF APPEAL UPHOLDS COVER IN INDONESIAN DETENTION CASE
In Delos Shipholding SA & Ors v Allianz Global Corporate & Specialty SE & Ors [2025] 2 Lloyd’s Rep 117, the UK Court of Appeal upheld insurers’ liability for the constructive total loss of the Win Win, rejecting reliance on the “customs or quarantine regulations” exclusion in a war risks policy. The Court ruled that detentions arising from Indonesia’s assertion of sovereignty were not “similar” to customs or health-related arrests, confirming a narrow interpretation of the exclusion. It also clarified under the Insurance Act 2015 that nominee directors without decision-making power do not constitute “senior management,” and that the insured had no duty to disclose criminal charges unrelated to the vessel’s operations. The decision provides key guidance on wa…
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